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Showing posts from July, 2017

Let's Talk About Mental Health

You have power over your mind - not outside events. Realise this and you will find strength. -Marcus Aurelius When I was 14 years old, I dislocated my patella while playing basketball. Naturally, it took a while to recover, and I was in a full leg cast for about 5-7 weeks, and crutches for a while after that. I remember finding it very easy talking about the incident whenever anyone asked - I naturally (and correctly) assumed that they would understand. "Oh yeah, I dislocated my knee. Should be fine soon, though! I just need to take some time to recover." Fast forward a few years later - I found that it wasn't that easy to talk about my experience with depression . In the spirit of being open, and vulnerable (and let me tell you that I'm not too fond of being vulnerable), because of some conversations I've been having recently, and given that it's been more than 4 years since, I decided that it was about time to share. It was my junior year of college that thi

Personal Financial Management: Follow Up

About a year ago, I had written a post about personal financial management , and thought that it'd be a good idea to do a follow up - let you know how well these tips have actually worked for me, and reflect on them a little bit. We'd discussed some common money mistakes that we make: Not prioritising savings Having a very vague idea of where your money goes Forgetting non-monthly expenses in monthly budgets Spending more than we need to Living paycheque to paycheque Getting into unnecessary debt And we also discussed some tips to help us avoid these mistakes: 1) Prioritise savings: I think this is one of the tips that has worked best for me, and one that I've been able to follow religiously. How did I do it? I set a savings target that is a percentage of my income, and whenever any money comes in, the first thing I do is transfer the target into savings , and treat that as an expense. The savings target will obviously depend on you - some people do 5%, some 10%, some can